Gold Coast through to South Brisbane
Small payments for big ideas. Through our finance partner Handypay you can spread the cost of your bathroom renovation with a low-rate, flexible payment plan.
A quote won’t impact your credit score.
We work with award-winning finance provider Handypay, so that you can access a simple, affordable payment plan and get your home improvement project started today.
Figures are set by Handypay and can change. See our finance disclaimer.
No early exit or early repayment fees. Your simple, fast, low-rate payment plan comes with:
Fill in a quick and easy application online. You’ll get your rate estimate in minutes, with no impact on your credit score.
Handypay will call to discuss the available options for you. Once verified and approved, funds can be settled in as little as 24 hours.
Repayments are conveniently scheduled in line with your income, so you can reno now – pay later!
With Handypay, the amount you can borrow ranges from $2,001 to $100,000. They’ll look at your income, credit history, and how much debt you currently have to determine the payment plan amount that suits your requirements and objectives. Each plan will match your unique needs to make sure it fits your budget comfortably.
To estimate your repayments, check out Handypay’s calculator.
Handypay ensures borrowers with a good credit history are rewarded with better rates. They will offer you an interest rate based on your personal credit history and evaluation against their credit scorecard.
You can receive an indicative rate estimate in just a few minutes via the Handypay online application form. Any estimates provided do not constitute an offer or approval of finance. Your final repayment amount and interest rate will be confirmed if an application is submitted and approved.
To estimate your repayments, check out Handypay’s calculator.
Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handypay keeps rates low by leveraging technology to keep operating costs down, making finances less daunting and allowing people to live life to the fullest.
No! You can repay your payment plan earlier and save on your overall interest costs at any time free of charge. At Handypay, there is no early repayment fee, so you can pay off your loan early without incurring any extra costs. You can find out more about their rates and fees here.
Repayments on Handypay payment plans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into the Customer Portal and use BPAY.
To be eligible for a Handypay payment plan you must:
You can find out more here.
Yes, you can still apply for a payment plan even if you’ve got an existing loan, either with Handypay or another lender. Just make sure you don’t have any unpaid defaults and that you meet other eligibility criteria. Handypay’s credit eligibility criteria will apply.
A quote won’t impact your credit score. Apply online with Handypay and get your rate estimate in minutes.
Capital Bathrooms provides general information about Handypay finance options for your convenience. As this content is manually updated and not connected to Handypay’s live system, all finance details shown on this website are subject to Handypay’s own terms, conditions and approval criteria.
Capital Bathrooms is not responsible for any changes to Handypay’s products, rates, eligibility requirements, approvals or promotional offers. Finance information may change at any time without notice.
For the most accurate and up-to-date finance details, full terms and conditions, or to submit an application, please refer directly to the official Handypay links provided on this page.
Canstar Outstanding Value Personal Loans Winner 2022, 2023, 2024, 2025. WeMoney Best For Quality Personal Loans Winner 2023, 2024, 2025.
Credit is provided by OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 trading as Handypay Australian Credit Licence 488228 and is subject to fees, charges, and Handypay’s standard terms and conditions and lending criteria. A one-off establishment fee of 0% – 6% of the loan amount will be added to the principal loan balance, to be repaid over the loan term. The establishment fee is calculated based on your credit score. Target Market Determinations can be found at handypay.com.au/TMD.
We have an arrangement with Handypay under which we can refer customers to Handypay for credit. We have no involvement in the loan approval process or ongoing loan administration. For more information visit handypay.com.au.
